Investing 101 – MEMO

In response to recent posts on basic doubts about investing, I decided to create this memo to give a simple and succinct explanation of how to invest. Step Zero: Have a Business or a Job that provides you income. Spend Less that you earn. First step: create an Emergency Fund/Liquidity Reserve. Function: to meet unexpectedContinue reading “Investing 101 – MEMO”

Behavioural Finance: Biases affect your financial decisions

Human biases This deviation from what can be expected of a rational human being is due to errors in our intuition which, in turn, are caused by psychological and emotional biases that all human beings suffer from without exception, and which are the result of people’s natural cognitive limitations (for example, in terms of calculationContinue reading “Behavioural Finance: Biases affect your financial decisions”

How to Invest Strategically: Building a Diversified “Global” Portfolio

In this article, we will explore the performance of a diversified portfolio, covering the period from January 2018 to August 2023. We chose to start in 2018 for two main reasons. Firstly, we believe that a period of approximately five years offers a suitable medium-term perspective for assessing the effectiveness of an investment strategy. Secondly,Continue reading “How to Invest Strategically: Building a Diversified “Global” Portfolio”